南波萬 wrote:
在玉山銀行受不了理專的糾纏,
一直推基金,一直轉換,
也一直賠錢,
後來我跟他說我想要穩定收益,
長天期無所謂,
他就推薦我買巴西電力公司的債卷,
也不知道好不好,
就硬著頭皮買了,
你說的是這個嗎?
巴西本身已經是 "垃圾"國家,它旗下的國營企業自然也是評級更低的"垃圾".
可能是你的風險胃納高,屬於極端積極的投資者,所以理專才推薦給你.
巴西這個國家的財政瀕臨崩潰,主辦奧運的設施都無力完成,
年度嘉年華遊行也停辦,國家石油公司因油價崩跌已經快不行了,
還涉及嚴重貪汙與利益輸送,前任總統已經被查辦了,現任總統位子坐不穩了,
關於巴西財政困境的新聞,在www.cnbc.com, www.bloomberg.com多到數不清.
你的頭已經洗下去,可能我說的話你不愛聽.
看看上個月Moody怎麼說吧!
https://www.moodys.com/research/Moodys-takes-rating-actions-on-specific-issuers-of-the-Brazilian--PR_344544
Global Credit Research - 25 Feb 2016
Action follows the downgrade of Brazil's issuer and bond ratings to Ba2 with a negative outlook
Sao Paulo, February 25, 2016 -- Moody´s America Latina Ltda. ("Moody's") took the following rating actions on its portfolio of water and electric utilities as a result of the downgrade of Brazil's issuer and bond ratings to Ba2 from Baa3 and the change of outlook to negative, as well as the downgrade of the ratings of the States of Sao Paulo to Ba2 from Baa3 with a negative outlook, Minas Gerais to Ba3 from Ba1 with a negative outlook and Parana to Ba3/A2.br from Ba1/Aa2.br with a stable outlook on the global scale and on the National Scale Rating (NSR), respectively. For more information, please see [https://www.moodys.com/research/Moodys-downgrades-Brazils-issuer-and-bond-ratings-to-Ba2-with--PR_342928].
RATINGS RATIONALE
These actions reflect Moody's view that the recent sovereign and sub-sovereign rating actions, as a result of deteriorating economic and fiscal perspectives together with worsening governability and policy paralysis, will negatively affect the credit quality of the following companies:
Companhia Energética de Minas Gerais -- CEMIG
Issuer ratings downgraded to Ba3/A2.br from Ba1/Aa2.br, under review for downgrade on the global scale and on the National Scale Rating (NSR), respectively. Outlook changed to negative.
CEMIG Distribuição S.A.
Issuer ratings downgraded to Ba3/A2.br from Ba1/Aa2.br, under review for downgrade on the global scale and on the National Scale Rating (NSR), respectively. Outlook changed to negative.
At the same time, the ratings on the global and national scales of the following issuances were downgraded to Ba3/A2.br from Ba1/Aa2.br, under review for downgrade. Outlook changed to negative:
Backed senior unsecured BRL653.67 million Brazilian debentures
Backed senior unsecured BRL1,095.51 million Brazilian debentures
Backed senior unsecured BRL410.82 million Brazilian debentures
CEMIG Geração e Transmissão S.A.
Corporate Family Ratings (CFR) downgraded to Ba3/A2.br from Ba1/Aa2.br, under review for downgrade on the global scale and on the National Scale Rating (NSR), respectively. Outlook changed to negative.
南波萬 wrote:
選擇似乎也不多
玉山銀行能把這樣的"垃圾" 賣給你,顯然你的口袋也不會太淺.
口袋不夠深的人,銀行也沒膽子賣這樣的東西給你.
如果你的報酬期待不是太高,其實,可以有很多選擇.
https://www.cmu.org.hk/cmupbb_ws/chi/page/wmp0100/wmp010001.aspx
滿坑滿谷,包賺不賠的債劵發行公司.
每單債劵,多數是10萬,與20萬起跳,動不動就是台幣近700萬元,
我個人不會有太高的報酬期待,也不會有賠上一文錢的心理準備.
南波萬 wrote:
搜尋您的文章似乎感覺您比理專還專業
這些在分行上班的基層理專一年賺多少錢?
很可能一輩子都沒財力交易一單債劵,
很可能連債劵的原文公開說明書都看不懂,
台灣的銀行通路是靠一張(或兩張)的債劵摘要在賣債劵,
連一份原文的 "prospectus"都沒有,
裡面種種風險揭露與特別條款都不知道,
期待小理專給什麼有建設性的建議?
要投資高收債,你該去買ishare 的JNK,至少一次買進的是幾百檔債劵組成的ETF.
而不是買進單一要價USD10萬,20萬的junk bond.
不會不愛聽,
