RCLB- Rocket Lab 和 2021破產後的 Hertz，會是屌絲的逆襲嗎？

我就是愛拍照 wrote:
這個問題有點嚴重。
車子是老美的腿，這麼多人貸款還不出來，代表下層的人民已經被通膨壓的喘不過氣了。

Some of the major players include:
1。 Toyota Financial Services (TFS): Consistently a top player in the market, TFS is the financing arm for Toyota and Lexus vehicles.
GM Financial: The captive finance company for General Motors, which finances Chevrolet, Buick, GMC, and Cadillac vehicles.
Ford Motor Credit Company (Ford Credit): The financial services division of Ford, which provides financing for Ford and Lincoln vehicles.
Ally Financial: While it started as the captive finance company for GM, Ally has since become an independent, major player that offers a wide range of financial products, including auto loans for various brands.

2。Banks and Credit Unions

These traditional financial institutions are significant lenders in the auto loan market, serving a wide range of consumers.

Major banks with large auto loan portfolios include:

Chase Auto: A large player with a strong presence in both direct and indirect lending.
Capital One Auto Finance: Known for its "Auto Navigator" tool, which helps consumers get pre-approved for a loan before they shop for a car.
Bank of America: Offers competitive rates and discounts for its existing customers.
Wells Fargo: Another major bank with a significant auto lending presence.
Credit unions are also very competitive, often offering lower interest rates to their members, especially for used car loans.

3。 Non-Bank Financial Institutions and Online Lenders

This category includes a variety of other lenders that compete with banks and captives.
Some notable companies in this segment are:
Santander Consumer USA: A large subprime auto lender that focuses on consumers with lower credit scores.
CarMax Auto Finance: The financing arm of the large used-car retailer, which provides financing for the vehicles it sells.
Online Lenders (e.g., LightStream, myAutoloan): These companies have a growing market share by offering fast, streamlined application processes and allowing consumers to compare offers from multiple lenders.

North America: This is the largest source of revenue, accounting for roughly 38% of the company's total sales.

Europe and CIS (Commonwealth of Independent States): This region is the second-largest contributor, generating around 24% of the total revenue.

Middle East, Africa, and South Asia (MEASA): This region contributes approximately 16% of the total revenue.

Latin America and the Caribbean: This region makes up about 11% of Western Union's revenue.

Asia-Pacific: This region is the smallest, contributing about 5% of the total revenue.